National, February 28th, 2025 – Rupee112, a fast-emerging leader in the fintech space, has launched a groundbreaking innovation by introducing India’s first fully automated loan disbursal service through WhatsApp. This cutting-edge solution transforms traditional lending by leveraging AI and ML technologies to provide a fully digital, paperless, and lightning-fast loan experience for salaried professionals.
This innovation allows borrowers to access unsecured loans ranging from ₹5,000 to ₹1,00,000 directly through WhatsApp, without the need for cumbersome paperwork or lengthy processes. Customers simply initiate their loan application journey by messaging Rupee112’s official WhatsApp number at +91 78400 49929. The platform then verifies their details in real time and disburses funds into their bank accounts within minutes, creating an effortless and intuitive financial solution.
What sets Rupee112 apart is its advanced AI-powered lending system, which ensures rapid verification, secure processing, and unmatched efficiency. This innovation eliminates the friction typically associated with loan applications, making financial assistance accessible, inclusive, and available on a platform that millions of Indians use daily.
Mr. Vikkas Goyal, Founder of Rupee112, said. “Technology has always been at the core of what we do, and the introduction of WhatsApp loan disbursal is another step toward making financial services more accessible and inclusive. By integrating automated loan disbursal with WhatsApp, we’re not just meeting customer needs—we’re anticipating them. This innovation reflects our commitment to delivering smarter, faster, and more accessible solutions that empower salaried professionals in real-time.”
The WhatsApp loan feature is a testament to Rupee112’s relentless pursuit of innovation in the fintech space. By combining AI and machine learning with the convenience of messaging apps, Rupee112 is reshaping the financial services landscape in India.
About Rupee112
Rupee112, a Gurgaon-based fintech start-up founded in 2023, is revolutionizing financial accessibility for India’s salaried professionals. The platform provides instant loans through a digital-first approach powered by advanced AI and ML technology. With services like WhatsApp loan disbursals and a user-friendly mobile app, Rupee112 prioritizes financial inclusion and convenience, aiming to establish itself as a leader in the Indian fintech landscape.
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